SUPERCOVER GOLF, RACQUETS & BOWLS CLUB POLICY

UNDERWRITTEN BY NORWICH UNION INSURANCE
STANDARD COVER INCLUDES

· All Risks cover including subsidence and full theft
· Damage to Greens, Tees, Trees and Playing Surfaces
· Damage to Walls, Gates and Fences £50,000
· Club Trophies, Pictures, Works of Art, Club Shields, Medals, Memorabilia and Honour Boards
· Employers Liability limit £10,000,000
· Public Liability limit £5,000,000
· Products Liability limit £5,000,000
· Directors and Officers Liability
· Non-negligent third party property damage
· RTA cover for golf buggies, tractors and other self propelled vehicles and attachments used for course maintenance
· Damage to course maintenance equipment within the grounds of the premises
· Theft of course and garden furniture £25,000
· Frost damage to Business Contents £1,500
· Trace and Access £10,000
· 50% seasonal increase on stock for Holiday periods
· Contract Works £100,000
· Money and Assault
· Refrigerated Stock £5,000
· Business Interruption (minimum 36 months indemnity period with £1,000,000 sum insured)
· Failure of Public Utilities – terminal ends cover up to the policy sum insured
· Prevention of Access
· Cancellation/Abandonment £5,000
· Loss of Club Premises Certificate £100,000
· Legal Expenses £500,000
· Free Accident Book and records storage facility
OPTIONAL COVERS & OTHER AVAILABLE SERVICES

· Interest Free Instalments
· Terrorism Cover
· Engineering Insurance and Inspection
· Buildings Valuation Service
· Personal Accident for club officials and employees (No age limit)
· Fidelity/Staff Dishonesty