Benefits of choosing Supercover for your Licenced Trade Insurance

a: Risk Management Initiatives

Refer to Brett’s Health and Safety document.

b: Buildings & "Value at Risk" survey

Our nominated Loss Adjusters, provide a service to any of our customers offering a survey recommending the correct sum to be insured under the Buildings section of the cover.

Underinsurance affects many commercial claims, as many people do not realise that unless the sum insured is adequate to fully reinstate the premises in the event of loss, then all claims are adjusted by the degree of underinsurance.

To illustrate the point, if your building is insured for £500,000, when the sum insured should be £1,000,000, then in the event of a £100,000 fire, Insurers will pay £50,000, leaving the owner to find the £50,000 balance.

As goodwill for their nomination as claims adjusters, will provide you with a valuation, allowing you to accurately set the sum insured, for a fraction of the market cost for such a service.

Please contact us if the service is of interest to you.